Hail storms can be extremely damaging to the roof of your home. Luckily, many times, homeowners insurance will cover the repairs if the area has been known to have had a hail storm recently. If you are unsure whether or not you should file a claim, you need to inspect your roof soon after the hail storm has passed. This way, you can file your claim quickly before the time period of filing has passed. Here are three ways to identify hail damage on the roof of your home:
- Dings in the Metal: Any metal component on the roof of your home should be inspected first. This includes metal flashings, vents, and more. Most likely, this metal will have sustained the most obvious damage from the hail storm. If there are any dings here, chances are, there is more damage elsewhere on your roof, especially since metal doesn't get damaged easily unless the hail was really large in size and coming down hard.
- Bruises on Shingles: Bruises in the shingles are the next place to check even if there are no dings in the metal. You still want to look for black areas on the shingles that are soft to touch. This is most likely hail bruises that then weaken the roof system since water can leak through these spots and cause some water damage in the future. If you have wood shingles, this is a bit different. Hail damage would be noticeable by orangish or brown splits in the wood. You will need these replaced since this also allows water underneath the roofing system to sit rather than to run down into the gutters and away from the home.
- Granules in the Gutters: If there is a heavy amount of granule buildup in the gutters, then this means that your shingles have been damaged so severely by the hail that it has lost the granules that exposes the asphalt underneath leaving it vulnerable to water damage and even damage from the harsh rays of the sun. At this point, further damage to the roof of your home can happen at a much faster rate, so it's important to check for this right away so you are able to file a claim right away, as well.
Doing this after every hail storm will not only ensure that your roof is repaired as soon as it's needed, but it will also ensure that the damages are more likely going to be covered by your homeowner's insurance. Check out a website like https://www.bobbehrendsroofing.com/ for more information and assistance.